3805 Pt Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3805 Pt Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,431 sqft Heated Area
Lot Size	6,882 sqft (0.157 acres)
Garage	Finished, 400 sqft
Last Sale	$305,000 (2021)
Tax Bill	$5,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`86072`
Alternative APN	`162630126600010340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,431 sqft Heated Area
Gross Area	1,939 sqft Gross Area
1st Floor	1,431 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,882 sqft (0.157 acres)
Depth X Width	100 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	1,320 sqft Patio
Porch	Open Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	86072
Street Address	3805 POINT DR
City	SAINT CLOUD
State	FL
Zip	34772-8610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT UNIT TWO PB 9 PGS 37-38 LOT 34
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UN 1
Legal Tract	1266
Legal Block	1
Legal Lot Number	34
Legal Unit	W
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2005
Census Tract	43208

Owner

Source: Osceola County records · APN 86072

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4945 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6305
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Doc Number	2021161996
Deed Book / Page	6067 / 1377
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2021
Property Address	3805 POINT DR, SAINT CLOUD, FL 34772-8610
Document Number	0060671377
Book / Page	6067 / 1377
Map Reference	MB 9 PG 37&38
Instrument Date	Oct 14, 2021
Instrument	2021161996
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 POINT DR, SAINT CLOUD, FL 34772-8610

Mortgage

Document Number	0060671379
Date	Oct 18, 2021
Instrument	6067/1379

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,386.00 (+46.88%)	$300,700 (+22.36%) Land $60,000 Building $240,700	$300,700 (+5.29%) Land $60,000 Building $240,700
2023	$3,667.00 (+3.59%) Homeowner's exemption	$245,758 (+3%)	$285,600 (+19.7%) Land $55,000 Building $230,600
2022	$3,540.00 Homeowner's exemption	$238,600 Land $50,000 Building $188,600	$238,600 Land $50,000 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 714 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.