3803 Pt Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3803 Pt Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,034 sqft Heated Area
Lot Size	6,011 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2020)
Tax Bill	$3,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`86097`
Alternative APN	`162630126600010590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,034 sqft Heated Area
Gross Area	1,510 sqft Gross Area
1st Floor	1,034 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,011 sqft (0.137 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	460 sqft Garage
Patio Area	64 sqft Patio
Porch	Open Porch
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	86097
Street Address	3803 POINT DR
City	SAINT CLOUD
State	FL
Zip	34772-8608
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT UNIT TWO PB 9 PG 37-38 LOT 59
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UN 1
Legal Tract	1266
Legal Block	1
Legal Lot Number	59
Legal Unit	W
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2005
Census Tract	43208

Owner

Source: Osceola County records · APN 86097

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3803 POINT DR, SAINT CLOUD, FL 34772-8608
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Sep 26, 1996 · Amount on Record
Deed Doc Number	2020090838
Deed Book / Page	5753 / 2533
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2020
Property Address	3803 POINT DR, SAINT CLOUD, FL 34772-8608
Document Number	0057532533
Book / Page	5753 / 2533
Map Reference	MB 9 PG 37 & 38
Instrument Date	Jul 10, 2020
Instrument	2020090838
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3803 POINT DR, 3803, SAINT CLOUD, FL 34772-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 POINT DR, SAINT CLOUD, FL 34772-8608
Investor	Possibly a Property Investor

Mortgage

Document Number	0057532535
Date	Jul 14, 2020
Instrument	5753/2535

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+6.43%) Homeowner's exemption	$212,983 (+5.99%)	$247,400 (+5.77%) Land $60,000 Building $187,400
2023	$2,860.00 (+3.77%) Homeowner's exemption	$200,953 (+3%)	$233,900 (+19.89%) Land $55,000 Building $178,900
2022	$2,756.00 Homeowner's exemption	$195,100 Land $50,000 Building $145,100	$195,100 Land $50,000 Building $145,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 714 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.