Livingston County property record for 3805 Charles Huff Rd, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,160 sqft · built 1989 |
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Aug 2025) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-08-400-045 |
| Primary APN | 07-08-400-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,048 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Lot Area | 154,202 sqft (3.54 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3805 CHARLES HUFF RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 8 T3N R5E COMM AT E 1/4 COR OF SEC, TH ALG E-W 1/4 LN OF SEC 8 N89*54'18" W 685.58' TO POB ; TH S0*50'15" E 771.10'; TH |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | ML SUB |
| Legal Tract | 712100 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 712101 |
3805 Charles Huff Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Aug 10, 2023 · Amount on File |
| Deed Document Number | 202516714 |
| Prior Transfer Date | Sep 24, 1999 |
| Prior Transfer Doc | 2672000235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006105 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026R-006105 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 4027 LAKE DR SE, GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3128 IVY WOOD CIR, HOWELL, MI 48855-6311 |
| Document Number | 0000015016 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023R-015016 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3805 CHARLES HUFF RD, HOWELL, MI 48855-6718 |
| Document Number | 0000020707 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021R-020707 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3805 Charles Huff Rd was $4,451 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,900 (+9.72%) | $417,800 (+9.72%) | |
| 2025 | $4,451.00 Homeowner's exemption | $190,400 | $380,800 |
| 2023 | $159,200 | ||
| 2021 | $318,400 | ||
| 2019 | $2,421.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3805 Charles Huff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3805 Charles Huff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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