38047 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 38047 2nd St, Willoughby, OH 44094

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 1 ba · 4,176 sqft · built 2012
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Dec 2005)
Tax Bill$11,928 (2023)
Deeds & MortgagesAug 2026 Transfer
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-029-C-00-041-0

Property Details

APN / Parcel Number

Primary APN27-A-029-C-00-041-0
Alternative APN
  • A 50

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area4,176 sqft Gross Area
1st Floor Area2,088 sqft
2nd Floor Area2,088 sqft
Basement Area312 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions205 ft deep x 59 ft wide
View / LotCentral Business
Garage Area140 sqft
PorchOpen Frame Porch
Porch Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38047 2ND ST
CityWILLOUGHBY
StateOH
Zip44094-6182
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeG-B
Legal DescriptionGORE TRACT PART OF LOT 78
Legal SubdivisionCITY/WILLOUGHY
Legal Block1
Legal Lot Number78
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1009
Census Tract201400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Willoughy Historic District
listed 1995 · 67 contributing resources · NRIS 95001362

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38047 2ND ST, WILLOUGHBY, OH 44094-6182
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 31, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2005 · Amount on Record
Deed SaleDec 30, 2005 · Amount on Record
Prior SaleJan 9, 1978
Deed Document Number200556374
Last Transfer DateAug 20, 2026
Transfer Doc0000018910
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateAug 20, 2026
Property Address38047 2ND ST, WILLOUGHBY, OH 44094-6182
Document Number0000018910
Instrument DateAug 20, 2026
Instrument202618910
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address38047 2ND ST, WILLOUGHBY, OH 44094-6182

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38047 2ND ST, WILLOUGHBY, OH 44094-6182
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013395
DateMay 31, 2018
Instrument2018R013395
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressCLEVELAND, OH 44113
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133,320 (+5.82%) Land $26,070 Building $107,250$380,920 (+5.82%) Land $74,490 Building $306,430
2023$11,928.00 (+21.48%) Homeowner's exemption$125,990 (-) Land $27,440 Building $98,550
2022$9,819.00$125,990 Land $27,440 Building $98,550
2021$359,980 Land $78,410 Building $281,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number