38041 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 38041 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Commercial
Lot Size	0.385 acres (16,800 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-A-029-C-00-042-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-029-C-00-042-0`
Alternative APN	`B 1461`

Exterior

Lot Area	16,800 sqft (0.385 acres)
Lot Dimensions	200 ft deep x 84 ft wide

Location & Zoning

Account Number	B 1461
Street Address	38041 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	G-B
Legal Description	PART OF LOT 101
Legal Subdivision	MERCHANTS PARK
Legal Lot Number	101
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1009
Census Tract	201400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of June 12, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38025 2ND ST STE 102, 102, WILLOUGHBY, OH 44094-6147
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Deed Document Number	459755
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	2019R031805
Record Updated	Jun 7, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Dec 23, 2019
Property Address	38041 2ND ST, WILLOUGHBY, OH 44094
Document Number	0000031805
Instrument Date	Dec 19, 2019
Instrument	31805
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	OHIO REAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38025 2ND ST WILLOUGHBY OH 440946147, WILLOUGHBY, OH 44094-6147

Mortgage

Document Number	31806
Date	Dec 23, 2019
Instrument	31806

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2022

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20