3804 Boulder Ridge Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3804 Boulder Ridge Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Jul 2018)
Tax Bill	$8,217 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-354-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-354-002`

Exterior

Lot Area	7,211 sqft (0.166 acres)

Location & Zoning

Street Address	3804 BOULDER RIDGE DR
City	CHAMPAIGN
State	IL
Zip	61822-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 540 BOULDER RIDGE 5TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 5TH SUB
Legal Lot Number	540
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3804 BOULDER RIDGE DR, CHAMPAIGN, IL 61822-2066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	201812060
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3804 BOULDER RIDGE DR, CHAMPAIGN, IL 61822-2066
Document Number	0000005659
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3804 BOULDER RIDGE DR CHAMPAIGN IL 618222066, CHAMPAIGN, IL 61822-2066

Mortgage

Document Number	0000005659
Date	Dec 7, 2020
Instrument	5659

Lender

Name	HEARTLAND BK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 16, 2018
Property Address	3804 BOULDER RIDGE DR, CHAMPAIGN, IL 61822-2066
Document Number	0000012060
Map Reference	DOC2006R 15967
Instrument Date	Jul 13, 2018
Instrument	2018R12060
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CHAMPAIGN, IL 61822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 N NEIL ST STE 400, 400, CHAMPAIGN, IL 61820-3169

Mortgage

Document Number	0000012061
Date	Jul 16, 2018
Instrument	2018R12061

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,460 (+33.53%) Land $17,490 Building $94,970	$337,380 (+33.53%) Land $52,470 Building $284,910
2024	$8,217.00 (+14.25%)
2022	$7,192.00 Homeowner's exemption	$84,220 Land $13,100 Building $71,120	$252,660 Land $39,300 Building $213,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Volo.net Internet+Tech.

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