3803 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3803 97th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1985
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on Record
Last Sale	$302,974 (Apr 2026)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30461`

Property Details

APN / Parcel Number

Primary APN	`R30461`
Alternative APN	`R4944000000003980000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Other
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	667 sqft
Storage Building	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3803 97TH ST
City	LUBBOCK
State	TX
Zip	79423-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS GATE L 398
Legal Subdivision	KINGS GATE
Legal Lot Number	398
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3014
Census Tract	10504

Owner

Source: Lubbock County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3803 97TH ST, LUBBOCK, TX 79423-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage CITY BANK
Aug 13, 2020	Deed of Trust, Mortgage CITY BK MTG
Jan 24, 2018	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	202615394
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0000035427
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3803 97TH ST, LUBBOCK, TX 79423-3941
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011850
Date	Mar 25, 2024
Instrument	2024011850

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 27, 2026
Property Address	3803 97TH ST, LUBBOCK, TX 79423-3941
Document Number	0000015394
Instrument Date	Apr 21, 2026
Instrument	2026.15394
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 97TH ST, LUBBOCK, TX 79423-3941

Mortgage

Document Number	0000015395,
Date	Apr 27, 2026
Instrument	2026..15395

Lender

Name	CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3803 97TH ST, LUBBOCK, TX 79423-3941
Document Number	0000035525
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3803 97TH ST LUBBOCK TX 794233941, LUBBOCK, TX 79423-3941

Mortgage

Document Number	0000035525
Date	Aug 18, 2020
Instrument	35525

Lender

Name	CITY BK MTG
Type	Bank
Address	LUBBOCK, TX 79407-3778

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 24, 2018
Property Address	3803 97TH ST, LUBBOCK, TX 79423-3941
Document Number	0000002504
Map Reference	VOL1856 PG957
Instrument Date	Jan 24, 2018
Instrument	2018002504
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 KINWEST PKWY UNIT 318, 1295, IRVING, TX 75063-3586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 97TH ST, LUBBOCK, TX 79423-3941

Mortgage

Document Number	0000002505
Date	Jan 24, 2018
Instrument	2018002505

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,786.00 (-9.8%)	$270,503 (-5.82%) Land $30,000 Building $240,503	$270,503 (-5.82%) Land $30,000 Building $240,503
2024	$5,306.00 (-0.6%)
2023	$5,338.00 (+12.81%)	$287,208 Land $30,000 Building $257,208	$287,208 Land $30,000 Building $257,208
2022	$4,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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