3718 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3718 97th St, Lubbock, TX 79423 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,704 sqft · built 1980
Lot Size0.214 acres (9,350 sqft)
OwnerIndividual Name on File
Tax Bill$4,297 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR98687

Property Details

APN / Parcel Number

Primary APNR98687

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,704 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area9,350 sqft (0.214 acres)
Lot Dimensions110 ft deep x 85 ft wide
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3718 97TH ST
CityLUBBOCK
StateTX
Zip79423-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE L 792
Legal SubdivisionRAINTREE
Legal Lot Number7920
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2019
Census Tract10504

Owner

Source: Lubbock County records · APN R98687

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3718 97TH ST, LUBBOCK, TX 79423-3836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2016
Deed SaleDec 05, 2016
Deed Document Number2016044178
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3718 97TH ST, LUBBOCK, TX 79423-3836
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028047
DateAug 02, 2017
Instrument2017028047
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,297.00 (-12.56%) Homeowner's exemption$311,506 (+2.82%) Land $13,600 Building $297,906$311,506 (+1.79%) Land $13,600 Building $297,906
2024$4,914.00 (+4.4%)
2023$4,707.00 (-8.39%) Homeowner's exemption$302,968 Land $13,600 Building $292,423$306,023 Land $13,600 Building $292,423
2022$5,138.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 1983, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 672 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Metronet HoldingsFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)300 / 60
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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