3802 Needham St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3802 Needham St, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,452 sqft Living Area
Lot Size4,950 sqft (0.113 acres)
OccupancyOwner Occupied
Last Sale$883,000 (2024)
Tax Bill$15,503.00 (2025)

Property Details

APN / Parcel Number

Primary APN251-360-020-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,452 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Construction TypeWood Construction
Lot Area4,950 sqft (0.113 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3802 NEEDHAM ST
CityTRACY
StateCA
Zip95377-8042
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TRACY HILLS VILLAGE 10C-TRACT 4085
Legal Tract4085
Legal Lot Number2
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-360-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3802 NEEDHAM ST, TRACY, CA 95377-8042
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
BISON STATE BANK
Jun 12, 2023Grant Deed, Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2024 · Amount on Record
Deed SaleMay 21, 2024 · Amount on Record
Prior SaleJun 12, 2023 · Amount on Record
Deed Doc Number2024-041931
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3802 NEEDHAM ST, TRACY, CA 95377-8042
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3802 NEEDHAM ST, TRACY, CA 95377-8042

Mortgage

Document Number0000115717
DateDec 16, 2025
Instrument2025-115717
Lender
NameBISON STATE BANK
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Max Rate10.6%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 12, 2023
Property Address3802 NEEDHAM ST, TRACY, CA 95377
Document Number0000045973
Map ReferenceMB 44 PG 21
Instrument DateJun 08, 2023
Instrument2023-045973
Transaction TypeTransfer
Record UpdatedAug 04, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 CAMINO RAMON STE 525, 525, SAN RAMON, CA 94583-9131

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$15,503.00 (+135.97%)$900,186 (+1,023.25%) Land $183,600 Building $716,586
2023$6,570.00$80,141 Land $80,141

Flood & Wildfire

3802 Needham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
90th percentile of exposed land nationally · 72nd in California
Wildfire LikelihoodVery High — about 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Needham St

Nearby Streets

Search Property Records by Address or Parcel Number