3742 Needham St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3742 Needham St, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,580 sqft · built 2024
Lot Size0.113 acres (4,950 sqft)
OwnerIndividual Name on File
Last Sale$907,500 (Sep 2024)
Tax Bill$15,579 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN251-390-120-000

Property Details

APN / Parcel Number

Primary APN251-390-120-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,580 sqft Living Area

Exterior

Year BuiltBuilt 2024
Construction TypeWood
Lot Area4,950 sqft (0.113 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3742 NEEDHAM ST
CityTRACY
StateCA
Zip95377-8043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 TRACY HILLS VILLAGES 10A & 10B-TRACT 4112
Legal Tract4112
Legal Lot Number74
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-390-120-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3742 NEEDHAM ST, TRACY, CA 95377-8043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2024 · Amount on Record
Deed SaleSep 06, 2024 · Amount on Record
Deed Document Number2024-075799
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3742 NEEDHAM ST, TRACY, CA 95377-8043
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3742 NEEDHAM ST, TRACY, CA 95377-8043

Mortgage

Document Number0000008297
DateJan 30, 2026
Instrument2026-008297
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire LikelihoodAbout 1 in 95 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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