Larimer County property record for 3802 Eclipse Ln, Fort Collins, CO 80528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,646 sqft · built 2002 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $740,000 (Aug 2023) |
| Tax Bill | $4,797 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 86044-07-341 |
| Primary APN | 86044-07-341 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| Basement Area | 944 sqft |
| Finished Basement | 842 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1609778 |
|---|---|
| Old Parcel Number | 8604407341 |
| Street Address | 3802 ECLIPSE LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80528-4418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 341, WILLOW BROOK, FTC (2001075030) |
| Legal Range | 68 |
| Legal Township | 06 |
| Legal Section | 04 |
| Legal Quarter | SE |
| Legal Subdivision | WILLOW BROOK |
| Legal Lot Number | 341 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1605 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3802 ECLIPSE LN # 208, 208, FORT COLLINS, CO 80528-4418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2008 · Amount on Record |
| Deed Document Number | 20230037895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3802 ECLIPSE LN, FORT COLLINS, CO 80528-4418 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3802 ECLIPSE LN, FORT COLLINS, CO 80528-4418 |
| Document Number | 0000055721 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 20250055721 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 31, 2023 |
| Property Address | 3802 ECLIPSE LN, FORT COLLINS, CO 80528-4418 |
| Document Number | 0000037895 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 20230037895 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | NUWAY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3802 ECLIPSE LN # 208, 208, FORT COLLINS, CO 80528-4418 |
| Document Number | 0000037896 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 20230037896 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0000038976 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 20230038976 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 12-Month MTA |
| Max Rate | 11.8% |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,797.00 (+9.45%) | $47,282 (-6.85%) Land $11,563 Building $35,719 | $756,500 (-0.15%) Land $185,000 Building $571,500 |
| 2023 | $4,383.00 (+22.29%) | $50,759 (+36.54%) Land $12,395 Building $38,364 | $757,600 (+41.63%) Land $185,000 Building $572,600 |
| 2022 | $3,584.00 | $37,176 Land $4,587 Building $32,589 | $534,900 Land $66,000 Building $468,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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