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3801 Thomas Ct, Commerce Township, MI 48382 Property Records

Oakland County property record for 3801 Thomas Ct, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,580 sqft · built 1985
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$237,000 (Aug 2005)
Tax Bill$1,740 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNE-17-16-252-015

Property Details

APN / Parcel Number

Primary APNE-17-16-252-015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,580 sqft Living Area
1st Floor Area930 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions126 ft deep x 96 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area72 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3801 THOMAS CT
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 16 MICHAEL OAKS SUB LOT 6
Legal Range08E
Legal Township02N
Legal Section16
Legal SubdivisionMICHAEL OAKS SUB
Legal Lot Number6
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2001
Census Tract135100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3801 THOMAS CT, COMMERCE TOWNSHIP, MI 48382-1869
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 16, 2017Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2005 · Amount on Record
Deed SaleAug 9, 2005 · Amount on Record
Prior SaleJul 25, 2001 · Amount on Record
Deed Document Number2005221649
Deed Book / Page36022 / 145
Last Transfer DateSep 25, 2020
Transfer Doc0000245509
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 20, 2020
Property Address3801 THOMAS CT, COMMERCE TOWNSHIP, MI 48382-1869
Document Number0000245509
Book / Page055209 / 000892
Instrument DateSep 25, 2020
Instrument245509
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3801 THOMAS CT COMMERCE TOWNSHIP MI 483821869, COMMERCE TOWNSHIP, MI 48382-1869

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3801 THOMAS CT, COMMERCE TOWNSHIP, MI 48382-1869
Document Number0000025603
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedMar 7, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3801 THOMAS CT COMMERCE TOWNSHIP MI 483821869, COMMERCE TOWNSHIP, MI 48382-1869

Mortgage

Document Number0000025603
DateFeb 14, 2018
Book Page051561/000149
Instrument25603
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueFeb 13, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,740.00 (-38.82%) Homeowner's exemption$141,600 (+11.5%)$283,200 (+11.5%)
2024$2,844.00 (+13.71%)
2023$126,990$253,980
2021$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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