3785 Thomas Ct, Commerce Township, MI 48382 Property Records

Oakland County property record for 3785 Thomas Ct, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1984
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2019)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-16-252-016`

Property Details

APN / Parcel Number

Primary APN	`E-17-16-252-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	175 ft deep x 67 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	16 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3785 THOMAS CT
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 16 MICHAEL OAKS SUB LOT 5
Legal Range	08E
Legal Township	02N
Legal Section	16
Legal Subdivision	MICHAEL OAKS SUB
Legal Lot Number	5
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2001
Census Tract	135100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3785 THOMAS CT, COMMERCE TOWNSHIP, MI 48382-1870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	201922263
Deed Book / Page	52581 / 239
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 14, 2019
Property Address	3785 THOMAS CT, COMMERCE TOWNSHIP, MI 48382-1870
Document Number	0000022263
Book / Page	052581 / 000239
Instrument Date	Feb 8, 2019
Instrument	22263
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	458 WINWOOD CIR WALLED LAKE MI 483903574, WALLED LAKE, MI 48390-3574

Mortgage

Document Number	22259
Date	Feb 14, 2019
Book Page	052581/000199
Instrument	22259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (-36.27%) Homeowner's exemption	$181,890 (+10.63%)	$363,780 (+10.63%)
2024	$5,228.00 (+13.95%)
2023		$164,420	$328,840
2021	$4,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20