1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Spirited Cir

3801 Spirited Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3801 Spirited Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,004 sqft · built 2010
Lot Size0.201 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (May 2017)
Tax Bill$6,806 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN139278

Property Details

APN / Parcel Number

Primary APN139278
Alternative APN
  • 342630005600011150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,004 sqft Heated Area
Gross Area2,480 sqft
1st Floor Area830 sqft
Upper Floors Area1,174 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.201 acres)
Garage TypeFinished
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number139278
Street Address3801 SPIRITED CIR
CitySAINT CLOUD
StateFL
Zip34772-8240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionESPRIT PHASE 1 PB 18 PG 92-100 LOT 115
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase1
Legal Tract56
Legal Block1
Legal Lot Number115
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2013
Census Tract43207

Owner

3801 Spirited Cir is owned and occupied by two individuals who bought it in May 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address3801 SPIRITED CIR, SAINT CLOUD, FL 34772-8240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2017 · Amount on File
Deed SaleMay 3, 2017 · Amount on File
Prior SaleNov 4, 2015 · Amount on File
Deed Document Number2017064910
Deed Book / Page5141 / 1213
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 3, 2017
Property Address3801 SPIRITED CIR, SAINT CLOUD, FL 34772-8240
Document Number0051411213
Book / Page005141 / 001213
Instrument DateMay 2, 2017
Instrument64910
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3801 SPIRITED CIR ST CLOUD FL 347728240, ST CLOUD, FL 34772-8240

Mortgage

Document Number51411215
DateMay 3, 2017
Book Page005141/001215
Instrument64911
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3801 Spirited Cir was $6,806 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,806.00 Homeowner's exemption$335,900 Land $78,800 Building $257,100$335,900 Land $78,800 Building $257,100
2023$6,706.00 (+9.36%)$334,700 (+16.38%) Land $63,000 Building $271,700$334,700 (+16.38%) Land $63,000 Building $271,700
2022$6,132.00$287,600 Land $57,800 Building $229,800$287,600 Land $57,800 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 Spirited Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 Spirited Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Spirited Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures