McLennan County property record for 3801 Speight Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1950 |
| Lot Size | 0.214 acres (9,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,500 (Mar 2020) |
| Tax Bill | $1,514 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-040600-012400-4 |
| Primary APN | 48-040600-012400-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,300 sqft (0.214 acres) |
| Lot Dimensions | 155 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3801 SPEIGHT AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TERRACE HTS LOT 10 BLOCK 7 ACRES .2135 |
| Legal Subdivision | TERRACE HTS |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 4300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3801 SPEIGHT AVE, WACO, TX 76711-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 26, 2018 | Vendor's Lien, Transfer CENTRAL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 20208197 |
| Prior Transfer Date | Mar 6, 2020 |
| Prior Transfer Doc | 0000008197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3801 SPEIGHT AVE, WACO, TX 76711-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008198 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020008198 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 26, 2018 |
| Property Address | 3801 SPEIGHT AVE, WACO, TX 76711-1718 |
| Document Number | 0000026024 |
| Map Reference | VOL517 PG28 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2018026024 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3801 SPEIGHT AVE, WACO, TX 76711-1718 |
| Document Number | 0000026025 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018026025 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,743 (+1%) | $168,536 (-1.82%) Land $25,575 Building $142,961 | |
| 2025 | $1,514.00 (-6.2%) Homeowner's exemption | $147,039 (-10.23%) Land $23,250 Building $148,410 | $171,660 (+4.8%) Land $23,250 Building $148,410 |
| 2024 | $1,614.00 (+18.68%) | ||
| 2023 | $163,800 Land $23,250 Building $140,550 | $163,800 Land $23,250 Building $140,550 | |
| 2022 | $1,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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