McLennan County property record for 3800 Speight Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,048 sqft · built 1951 |
| Lot Size | 0.217 acres (9,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,400 (Mar 2020) |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-037700-025500-7 |
| Primary APN | 48-037700-025500-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Flooring | Carpet |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,469 sqft (0.217 acres) |
| Lot Dimensions | 125 ft deep x 76 ft wide |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 3800 SPEIGHT AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SHELBY LOT 9 BLOCK 19 ACRES .2174 |
| Legal Subdivision | SHELBY |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 4300 |
3800 Speight Ave is owned and occupied by an individual who bought it in March 2020.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 16, 2020 | Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Nov 4, 2019 | Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| Aug 8, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Prior Sale | Nov 4, 2019 · Amount on File |
| Deed Document Number | 20208687 |
| Prior Transfer Date | Mar 13, 2020 |
| Prior Transfer Doc | 0000008687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Document Number | 0000022621 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022022621 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 16, 2020 |
| Property Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Document Number | 0000008687 |
| Map Reference | VOL 673 PG 264 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 2020008687 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Document Number | 0000008688 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020008688 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 4, 2019 |
| Property Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Document Number | 0000036720 |
| Map Reference | VOL 673 PG 264 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 2019036720 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2205 RICHTER AVE, WACO, TX 76711-1954 |
| Document Number | 0000036721 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019036721 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 1, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 8, 2019 |
| Property Address | 3800 SPEIGHT AVE, WACO, TX 76711-1719 |
| Document Number | 0000026301 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 26301 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 444 EDDY TX 765240444, EDDY, TX 76524-0444 |
The 2025 property tax bill for 3800 Speight Ave was $1,141 with a homeowner's exemption, up 9.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,715 (+1%) | $127,253 (-1.12%) Land $25,850 Building $101,403 | |
| 2025 | $1,141.00 (+9.08%) Homeowner's exemption | $115,195 | $128,690 Land $23,390 Building $105,300 |
| 2024 | $1,046.00 | ||
| 2023 | $124,290 Land $23,390 Building $100,900 | $124,290 Land $23,390 Building $100,900 | |
| 2022 | $900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3800 Speight Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3800 Speight Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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