3801 N Cliff Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 3801 N Cliff Ave, Sioux Falls, SD 57104

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 12,500 sqft · built 1987
Lot Size1.26 acres (55,278 sqft)
OwnerCompany Name on File
Tax Bill$14,300 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN01-16-33-478-019-000

Property Details

APN / Parcel Number

Primary APN01-16-33-478-019-000
Alternative APN
  • 56975

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area12,500 sqft Heated Area
1st Floor Area12,500 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area55,278 sqft (1.26 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number56975
Street Address3801 N CLIFF AVE
CitySIOUX FALLS
StateSD
Zip57104-5507
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionS300 E262.6 (EX LOTS H1 & H-3) SE14 33-102-49 SIOUX FALLS CITY UNPLATTED
Legal Range49
Legal Township102
Legal Section33
Legal Subdivision95390
Legal Lot NumberS
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1107
Census Tract100

Owner

3801 N Cliff Ave, a commercial property, is owned by a company.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5970 50TH AVE S, MOORHEAD, MN 56560-6011
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address3801 N CLIFF AVE, SIOUX FALLS, SD 57104-5507
Transaction TypeMortgage
Record UpdatedOct 4, 2019
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1849MTG/234
DateOct 19, 2018
Book Page1849 MTG/234
Lender
NameMIDWEST BANK
TypeBank
AddressDETROIT LAKES, MN 56502
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term300 Months
DueOct 10, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3801 N Cliff Ave was $14,300.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,000 (-6.29%) Land $217,500 Building $532,500$750,000 Land $217,500 Building $532,500
2025$14,300.00$800,300 (+2.91%) Land $257,700 Building $542,600
2024$14,300.00$777,700 Land $257,700 Building $520,000
2022$15,685.00$794,200 Land $290,100 Building $504,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 N Cliff Ave in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 N Cliff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
1,250 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluepeak.

Nearby Properties on N Cliff Ave

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