Spotsylvania County property record for 3801 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,226 sqft · built 2002 |
| Lot Size | 0.233 acres (10,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,900 (Jul 2019) |
| Tax Bill | $3,278 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050A 6-238 |
| Primary APN | 050A 6-238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 10,166 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | 160 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3801 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER GATE LOT 238 SEC 4 |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 238 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20207 |
Source: Spotsylvania County records · APN 050A 6-238
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3801 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on Record |
| Deed Sale | Jul 25, 2019 · Amount on Record |
| Prior Sale | Jul 05, 2005 · Amount on Record |
| Deed Document Number | 201911718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3801 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210034508 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 210034508 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jul 25, 2019 |
| Property Address | 3801 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791 |
| Document Number | 201900011718 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 11718 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3801 LANCASTER RING RD FREDERICKSBURG VA 224088791, FREDERICKSBURG, VA 22408-8791 |
| Document Number | 201900011719 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 11719 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,278.00 (+27.2%) | $444,600 (+33.11%) Land $160,000 Building $284,600 | |
| 2025 | $444,600 (+33.11%) Land $160,000 Building $284,600 | ||
| 2023 | $2,577.00 | $334,000 Land $100,000 Building $234,000 | $334,000 Land $100,000 Building $234,000 |
Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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