3703 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3703 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 2000
Lot Size	0.307 acres (13,371 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2017)
Tax Bill	$2,680 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050A 6-236`

Property Details

APN / Parcel Number

Primary APN	`050A 6-236`
Alternative APN	`50A-6-236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Finished Area
Basement Area	912 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,371 sqft (0.307 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3703 LANCASTER RING RD
City	FREDERICKSBURG
State	VA
Zip	22408-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER GATE LOT 236 SEC 4
Legal Subdivision	LANCASTER GATE
Legal Lot Number	236
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1003
Census Tract	20207

Owner

Source: Spotsylvania County records · APN 050A 6-236

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3703 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 06, 2017	Warranty Deed, Transfer · FHA Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2017 · Amount on Record
Deed Sale	Oct 06, 2017 · Amount on Record
Prior Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	201718143
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3703 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7710
Transaction Type	Mortgage
Record Updated	Jan 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220023476
Date	Dec 19, 2022
Instrument	220023476

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3703 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7710
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007380
Date	Mar 12, 2021
Instrument	210007380

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 06, 2017
Property Address	3703 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7710
Document Number	201700018143
Instrument Date	Oct 02, 2017
Instrument	18143
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 LANCASTER RING RD FREDERICKSBURG VA 224087710, FREDERICKSBURG, VA 22408-7710

Mortgage

Document Number	201700018144
Date	Oct 06, 2017
Instrument	18144

Lender

Name	EAGLE BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2047

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	201700018145,
Date	Oct 06, 2017
Instrument	18145

Lender

Name	EAGLE BK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,680.00 (+28.72%)	$363,500 (+34.68%) Land $160,000 Building $203,500
2025			$363,500 (+34.68%) Land $160,000 Building $203,500
2023	$2,082.00	$269,900 Land $100,000 Building $169,900	$269,900 Land $100,000 Building $169,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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