3801 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3801 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 1962
Lot Size0.207 acres (8,994 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (May 2020)
Tax Bill$2,057 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN166-45-015

Property Details

APN / Parcel Number

Primary APN166-45-015
Alternative APN
  • 166450159

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,905 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area8,994 sqft (0.207 acres)
Parking Spaces2 Parking Spaces
Pool Area550 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3801 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionCAVALIER ESTATES AMENDED MCR 89/36
Legal Range3E
Legal Township3N
Legal Section24
Legal SubdivisionCAVALIER ESTATES AMENDED
Legal Lot Number15
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2009
Census Tract104900

Owner

3801 E Desert Cove Ave is owned and occupied by two individuals who acquired it in February 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record2 Individual Names on File
Mailing Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 22, 2018Quit Claim Deed, Transfer
Quitclaim
Nov 22, 2017Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on File
Deed SaleMay 28, 2020 · Amount on File
Prior SaleNov 22, 2017 · Amount on File
Deed Document Number2020456984
Last Transfer DateFeb 26, 2022
Transfer Doc0000195143
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateMar 3, 2022
Property Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
Document Number0000195143
Map ReferenceMB 89 PG 36
Instrument DateFeb 26, 2022
Instrument20220195143
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429

Mortgage

Document Number0000195144
DateMar 3, 2022
Instrument20220195144
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 28, 2020
Property Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
Document Number0000456984
Map ReferenceMB 89 PG 36
Instrument DateMay 13, 2020
Instrument20200456984
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIDELITY NATL TTL AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2995 LEYDEN ST, 2995, DENVER, CO 80207-2836

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429

Mortgage

Document Number0000456985
DateMay 28, 2020
Instrument20200456985
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateJan 3, 2019
Property Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
Document Number0000003673
Instrument DateMay 21, 2018
Instrument3673
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3801 E DESERT COVE AVE PHOENIX AZ 850283429, PHOENIX, AZ 85028-3429

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMay 22, 2018
Property Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
Document Number0000391659
Instrument DateMay 21, 2018
Instrument391659
Transaction TypeTransfer
Record UpdatedMay 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3801 E DESERT COVE AVE PHOENIX AZ 850283429, PHOENIX, AZ 85028-3429

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 22, 2017
Property Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429
Document Number0000869786
Map ReferenceMB 89 PG 36
Instrument DateNov 9, 2017
Instrument2017-0869786
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3815 E PARKSIDE LN, 3815, PHOENIX, AZ 85050-7337

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3801 E DESERT COVE AVE, PHOENIX, AZ 85028-3429

Mortgage

Document Number0000869787
DateNov 22, 2017
Instrument2017-0869787
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3801 E Desert Cove Ave was $2,057.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,650 (+134.2%)$556,500 (+7.58%) Land $111,300 Building $445,200
2025$2,057.00$23,762 (-55.43%)$517,300 (-2.96%) Land $103,400 Building $413,900
2024$53,310$533,100 Land $106,600 Building $426,500
2023$1,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3801 E Desert Cove Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E Desert Cove Ave

Nearby Streets

Search Property Records by Address or Parcel Number