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3740 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3740 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,477 sqft · built 1972
Lot Size0.247 acres (10,798 sqft)
OwnerIndividual Name on Record
Last Sale$755,000 (Nov 2021)
Tax Bill$2,874 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN166-35-114

Property Details

APN / Parcel Number

Primary APN166-35-114

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,477 sqft Living Area
1st Floor Area2,477 sqft

Exterior

Year BuiltBuilt 1972
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area10,798 sqft (0.247 acres)
Parking Spaces2 Parking Spaces
Pool Area495 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3740 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSHEA FOOTHILLS UNIT TWO
Legal Range03E
Legal Township03N
Legal Section24
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionSHEA FOOTHILLS 2
Legal Lot Number81
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2007
Census Tract104900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1837 E POLLACK ST, PHOENIX, AZ 85042-6859
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleJun 17, 2009 · Amount on Record
Deed Document Number20211212910
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3740 E DESERT COVE AVE, PHOENIX, AZ 85028-3428
Transaction TypeMortgage
Record UpdatedAug 3, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 E DESERT COVE AVE, PHOENIX, AZ 85028-3428

Mortgage

Document Number0001060293
DateSep 30, 2021
Instrument20211060293
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 29, 2036

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 12, 2021
Property Address3740 E DESERT COVE AVE, PHOENIX, AZ 85028-3428
Document Number0001212910
Map ReferenceMB 142 PG 2
Instrument DateNov 5, 2021
Instrument20211212910
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10709 E VIVID AVE, 10709, MESA, AZ 85212-8054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1837 E POLLACK ST, PHOENIX, AZ 85042-6859

Mortgage

Document Number0001212911
DateNov 12, 2021
Instrument20211212911
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3740 E DESERT COVE AVE, PHOENIX, AZ 85028-3428
Document Number0000647715
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 E DESERT COVE AVE PHOENIX AZ 850283428, PHOENIX, AZ 85028-3428

Mortgage

Document Number0000647715
DateJul 20, 2020
Instrument647715
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 19, 2035

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3740 E DESERT COVE AVE, PHOENIX, AZ 85028-3428
Document Number0000290558
Instrument DateApr 19, 2017
Transaction TypeMortgage
Record UpdatedMay 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 E DESERT COVE AVE PHOENIX AZ 850283428, PHOENIX, AZ 85028-3428

Mortgage

Document Number0000290558
DateApr 24, 2017
Instrument290558
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 23, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,970 (+4.77%)$669,700 (+4.77%) Land $133,900 Building $535,800
2025$2,874.00 (+0.1%)
2024$63,920 (+34.48%)$639,200 (+34.48%) Land $127,800 Building $511,400
2023$2,871.00 (+1.02%)$47,530 Land $9,500 Building $38,030$475,300 Land $95,000 Building $380,300
2022$2,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

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