3801 Bent Tree Loop W, Lakeland, FL 33813 Property Records

Polk County property record for 3801 Bent Tree Loop W, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1980
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on Record
Tax Bill	$584 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-29-05-274690-000680`

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274690-000680`
Alternative APNs	`052924274690000680` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,799 sqft (0.248 acres)
View / Lot	Commercial/Industrial
Garage Area	350 sqft
Porch	Florida Room
Porch Area	350 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3801 BENT TREE LOOP W
City	LAKELAND
State	FL
Zip	33813-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	THE MEADOWS PB 65 PGS 24 THRU 26 LOT 68
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	MEADOWS THE
Legal Tract	274690
Legal Block	2
Legal Lot Number	68
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2002
Census Tract	10603

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3801 BENT TREE LOOP W, LAKELAND, FL 33813-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2019
Transfer Doc	0000114008
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 3, 2019
Property Address	3801 BENT TREE LOOP W, LAKELAND, FL 33813-1308
Document Number	0108612078
Book / Page	010861 / 002078
Instrument Date	Jun 3, 2019
Instrument	114008
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 BENT TREE LOOP W LAKELAND FL 338131308, LAKELAND, FL 33813-1308

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,195 (+2.7%)	$216,081 (-4.11%) Land $44,000 Building $172,081
2025	$584.00 (+2.82%) Homeowner's exemption	$75,166 (+5.99%)	$225,353 (-0.36%) Land $44,000 Building $181,353
2023	$568.00 (+0.89%) Homeowner's exemption	$70,920 (+3%)	$226,165 (+10.24%) Land $42,000 Building $184,165
2022	$563.00 Homeowner's exemption	$68,854	$205,152 Land $40,000 Building $165,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (2002–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20