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3834 Bent Tree Loop W, Lakeland, FL 33813 Property Records

Polk County property record for 3834 Bent Tree Loop W, Lakeland, FL 33813

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1979
Lot Size0.184 acres (7,993 sqft)
OwnerCompany Name on File
Last Sale$1,069,900 (Dec 2022)
Tax Bill$3,900 (2025)
Deeds & MortgagesDec 2022 Sale
Nov 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-29-05-274690-001280

Property Details

APN / Parcel Number

Primary APN24-29-05-274690-001280
Alternative APNs
  • 052924274690001280
  • 52924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,299 sqft Living Area
Gross Area1,599 sqft
1st Floor Area1,299 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,993 sqft (0.184 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area300 sqft
Pool Area450 sqft
PorchUnfinished Open Porch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3834 BENT TREE LOOP W
CityLAKELAND
StateFL
Zip33813-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionTHE MEADOWS PB 65 PGS 24 THRU 26 LOT 128
Legal Range24E
Legal Township29S
Legal Section05
Legal SubdivisionMEADOWS THE
Legal Tract274690
Legal Block2
Legal Lot Number128
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2003
Census Tract10603

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Special Warranty Deed, Transfer
BCHH INC
Nov 17, 2021Special Warranty Deed, Transfer
BCHH INC
Aug 25, 2021Warranty Deed, Transfer
BCHH INC
Feb 13, 2017Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2022 · Amount on File
Deed SaleDec 12, 2022 · Amount on File
Prior SaleAug 25, 2021 · Amount on File
Deed Document Number2022320267
Deed Book / Page12514 / 1185
Prior Transfer DateMay 27, 2015
Prior Transfer Doc0000099511
Record UpdatedOct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 12, 2022
Property Address3834 BENT TREE LOOP W, LAKELAND, FL 33813-1307
Document Number0000320267
Book / Page12514 / 1185
Map ReferenceMB 65 PG 24-26
Instrument DateDec 9, 2022
Instrument2022320267
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyBCHH INC

Transaction

AmountAmount on Record
Tax$7,489.30
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 17, 2021
Property Address3834 BENT TREE LOOP W, LAKELAND, FL 33813-1307
Document Number0000301630
Book / Page11988 / 1792
Map ReferenceMB 65 PG 24-26
Instrument DateOct 20, 2021
Instrument2021301630
Transaction TypeTransfer
Record UpdatedDec 2, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LUKE #200 # 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 25, 2021
Property Address3834 BENT TREE LOOP W, LAKELAND, FL 33813-1307
Document Number0000221331
Book / Page11861 / 1509
Map ReferenceMB 65 PG 24-26
Instrument DateAug 19, 2021
Instrument2021221331
Transaction TypeTransfer
Record UpdatedSep 9, 2021
Title CompanyBCHH INC

Transaction

AmountAmount on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 DIAMOND RIDGE BLVD, 226, AUBURNDALE, FL 33823-8602

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2017
Property Address3834 BENT TREE LOOP W, LAKELAND, FL 33813-1307
Document Number0100640564
Book / Page010064 / 000564
Instrument DateJan 31, 2017
Instrument28111
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyLAKELAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3834 BENT TREE LOOP W LAKELAND FL 338131307, LAKELAND, FL 33813-1307

Mortgage

Document Number100640565
DateFeb 13, 2017
Book Page010064/000565
Instrument28112
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,839 (+0.77%) Land $35,000 Building $182,839$217,839 (+0.77%) Land $35,000 Building $182,839
2025$3,900.00 (-2.82%)$216,185 (-1.85%) Land $35,000 Building $181,185$216,185 (-1.85%) Land $35,000 Building $181,185
2024$4,013.00 (-0.05%)
2023$4,015.00 (+7.3%)$220,250 (+8.12%) Land $34,000 Building $186,250$220,250 (+8.12%) Land $34,000 Building $186,250
2022$3,742.00$203,712 Land $32,000 Building $171,712$203,712 Land $32,000 Building $171,712

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims3 (2002–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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