3800 Murphy Ranch Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3800 Murphy Ranch Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,980 sqft · built 2004
Lot Size	10.3 acres (452,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Feb 2006)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-310-089-000`

Property Details

APN / Parcel Number

Primary APN	`104-310-089-000`
Alternative APNs	`10431089100` `1043108910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	452,588 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Patio Area	3,980 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3800 MURPHY RANCH RD
City	PLACERVILLE
State	CA
Zip	95667-7506
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	RS 18/91/1
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2014
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Aug 2, 2019	Deed of Trust, Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2006 · Amount on Record
Deed Sale	Feb 15, 2006 · Amount on Record
Prior Sale	Jul 26, 2002 · Amount on Record
Deed Document Number	200610437
Prior Transfer Date	Jul 18, 2002
Prior Transfer Doc	0000054619
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Apr 22, 2026
Property Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506
Document Number	0000013097
Instrument Date	Apr 17, 2026
Instrument	202613097
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506

Mortgage

Document Number	0000013097,
Date	Apr 22, 2026
Instrument	202613097

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506
Document Number	0000038432
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3800 MURPHY RANCH RD PLACERVILLE CA 956677506, PLACERVILLE, CA 95667-7506

Mortgage

Document Number	0000038432
Date	Jul 30, 2020
Instrument	38432

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506
Document Number	0000050500
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3800 MURPHY RANCH RD PLACERVILLE CA 956677506, PLACERVILLE, CA 95667-7506

Mortgage

Document Number	0000050500
Date	Nov 25, 2019
Instrument	50500

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3800 MURPHY RANCH RD, PLACERVILLE, CA 95667-7506
Document Number	0000032640
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3800 MURPHY RANCH RD PLACERVILLE CA 956677506, PLACERVILLE, CA 95667-7506

Mortgage

Document Number	0000032640
Date	Aug 13, 2019
Instrument	32640

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2034

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$744,000 (-) Land $252,000 Building $492,000
2025	$7,861.00 (+0.09%) Homeowner's exemption	$744,000 (-) Land $252,000 Building $492,000
2024	$7,854.00 (+0.06%)
2023	$7,849.00 (-0.47%) Homeowner's exemption	$744,000 Land $252,000 Building $492,000
2022	$7,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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