3731 Murphy Ranch Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3731 Murphy Ranch Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 3,112 sqft · built 2003
Lot Size	5.01 acres (218,235 sqft)
Owner	2 Individual Names on File
Last Sale	$772,000 (Mar 2015)
Tax Bill	$9,840 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-310-073-000`

Property Details

APN / Parcel Number

Primary APN	`104-310-073-000`
Alternative APN	`1043107310`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	218,235 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Patio Area	3,112 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Old Parcel Number	1043107310
Street Address	3731 MURPHY RANCH RD
City	PLACERVILLE
State	CA
Zip	95667-8743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	PM 39/50/C
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	30901

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3731 MURPHY RANCH RD, PLACERVILLE, CA 95667-8743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2015 · Amount on Record
Deed Sale	Mar 30, 2015 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	0000012565
Last Transfer Date	May 11, 2015
Transfer Doc	0000020008
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3731 MURPHY RANCH RD, PLACERVILLE, CA 95667-8743
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 MURPHY RANCH RD, PLACERVILLE, CA 95667-8743

Mortgage

Document Number	0000013352
Date	Mar 22, 2022
Instrument	2022-0013352

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3731 MURPHY RANCH RD, PLACERVILLE, CA 95667-8743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 MURPHY RANCH RD, PLACERVILLE, CA 95667-8743

Mortgage

Document Number	0000047675
Date	Sep 8, 2020
Instrument	2020-0047675

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,840.00 (+4.33%)	$927,820 (+4.04%) Land $144,218 Building $783,602
2023	$9,432.00 (+1.25%)	$891,794 Land $138,619 Building $753,175
2022	$9,316.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA.

Nearby Properties on Murphy Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures