3751 Centergrove Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3751 Centergrove Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1930
Lot Size	0.499 acres (21,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2021)
Tax Bill	$1,071 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5632 56 6565`

Property Details

APN / Parcel Number

Primary APN	`5632 56 6565`
Alternative APNs	`05013 0001.000000` `129645` `150145`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	960 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,700 sqft (0.499 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Storage Building	192 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	150145
Street Address	3751 CENTERGROVE RD
City	CONCORD
State	NC
Zip	28025-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 17 H W CALLOWAY JR PROPERTY
Legal Subdivision	CALLOWAY SUBDIVISION
Legal Lot Number	17
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4039
Census Tract	40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 8, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Book / Page	15546 / 113
Prior Transfer Date	Dec 20, 1995
Prior Transfer Doc	2393000248
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014803140
Date	Jan 5, 2021
Book Page	14803/140

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 1, 2021
Property Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808
Document Number	0015546113
Book / Page	15546 / 113
Map Reference	MB 9 PG 42
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4260 BROWNSBORO RD # 18, 4260, WINSTON SALEM, NC 27106-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808

Mortgage

Document Number	0015546115
Date	Oct 1, 2021
Instrument	15546/115

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 8, 2019
Property Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808
Document Number	13450267
Book / Page	013450 / 000267
Instrument Date	Feb 21, 2019
Instrument	8202
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 CENTERGROVE RD CONCORD NC 280257808, CONCORD, NC 28025-7808

Mortgage

Document Number	13450270
Date	Apr 8, 2019
Book Page	013450/000270
Instrument	8203

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 22, 2018
Property Address	3751 CENTERGROVE RD, CONCORD, NC 28025-7808
Document Number	13054321
Book / Page	013054 / 000321
Instrument Date	Jun 11, 2018
Instrument	15003
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,290 (+70.97%) Land $55,000 Building $168,290
2024			$223,290 (+70.97%) Land $55,000 Building $168,290
2023	$1,071.00	$130,600 Land $19,000 Building $111,600	$130,600 Land $19,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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