Polk County property record for 332 White Oak Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,297 sqft · built 1998 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,022 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P84-11 |
| Primary APN | P84-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,297 sqft Finished Area |
| Basement Area | 1,830 sqft |
| Unfinished Basement | 1,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 124,582 sqft (2.86 acres) |
| Garage Type | Detached |
| Garage Area | 2,710 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 780 sqft |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 22704 |
|---|---|
| Street Address | 332 WHITE OAK LN |
| City | TRYON |
| State | NC |
| Zip | 28782-8865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | FOXWOOD HILLS S/D LOT #5, PLAT: A-212-61 LOT # 5, 0F05 FOXWOOD HILLS 09 |
| Legal Subdivision | FOXWOOD HILLS |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 920103 |
332 White Oak Ln is owned and occupied by two individuals who acquired it in December 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 WHITE OAK LN, TRYON, NC 28782-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 227 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 332 WHITE OAK LN, TRYON, NC 28782-8865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 443/995 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 443/995 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2026 |
| Index | 1-Month LIBOR |
The 2026 property tax bill for 332 White Oak Ln was $4,022.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,022.00 | $769,615 (-) Land $67,320 Building $702,295 | $769,615 (-) Land $67,320 Building $702,295 |
| 2025 | $4,022.00 | $769,615 Land $67,320 Building $702,295 | $769,615 Land $67,320 Building $702,295 |
| 2023 | $3,611.00 | $567,195 Land $43,600 Building $523,595 | |
| 2021 | $567,195 Land $43,600 Building $523,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 332 White Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 332 White Oak Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: Spectrum, Verizon.
4G LTE only, no 5G reported
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