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380 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 380 S Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,460 sqft · built 1956
Lot Size0.236 acres (10,260 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Nov 2022)
Tax Bill$6,256 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-103-013

Property Details

APN / Parcel Number

Primary APN06-23-103-013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area2,524 sqft
1st Floor Area1,460 sqft
Basement Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area10,260 sqft (0.236 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address380 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT M BLOCK 13
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block13
Legal Lot NumberM
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract854900

Owner

380 S Commonwealth Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address380 S COMMONWEALTH AVE, ELGIN, IL 60123-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2022 · Amount on File
Deed SaleNov 16, 2022 · Amount on File
Prior SaleApr 13, 2005 · Amount on File
Deed Document Number202255288
Record UpdatedOct 29, 2026

November 2022: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionKANE IL
Recording DateNov 16, 2022
Property Address380 S COMMONWEALTH AVE, ELGIN, IL 60123-7322
Document Number0000055288
Instrument DateNov 10, 2022
Instrument2022K055288
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address380 S COMMONWEALTH AVE, ELGIN, IL 60123-7322

Mortgage

Document Number0000055289
DateNov 16, 2022
Instrument2022K055289
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 380 S Commonwealth Ave was $6,256 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,256.00 Homeowner's exemption$90,012 (+8.57%) Land $18,999 Building $71,013$270,144 (+8.57%) Land $57,020 Building $213,124
2024$82,907 Land $17,499 Building $65,408$248,821 Land $52,518 Building $196,303
2022$5,401.00 (+4.65%) Homeowner's exemption$68,296 (+6.96%) Land $14,415 Building $53,881$204,888 (+6.96%) Land $43,245 Building $161,643
2021$5,161.00 Homeowner's exemption$63,852 Land $13,477 Building $50,375$191,556 Land $40,431 Building $151,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 380 S Commonwealth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 380 S Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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