Kane County property record for 371 S Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,270 sqft · built 1962 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Jan 2011) |
| Tax Bill | $7,113 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-107-004 |
| Primary APN | 06-23-107-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 7,260 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 371 S COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER & GIVENS ADDN LOT 6 (EXCEPT NORTH 55 FT) & NORTH 44 LOT 7 BLOCK 5 |
| Legal Subdivision | HUNTER&GIVENS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 371 S COMMONWEALTH AVE, ELGIN, IL 60123-7357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Aug 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2011 · Amount on Record |
| Deed Sale | Jan 20, 2011 · Amount on Record |
| Prior Sale | Jun 21, 2006 · Amount on Record |
| Deed Document Number | 20115492 |
| Prior Transfer Date | Apr 18, 1997 |
| Prior Transfer Doc | 0000025066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 371 S COMMONWEALTH AVE, ELGIN, IL 60123-7357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 371 S COMMONWEALTH AVE, ELGIN, IL 60123-7357 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008214 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026K008214 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 371 S COMMONWEALTH AVE, ELGIN, IL 60123-7357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052131 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021K052131 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 26, 2020 |
| Property Address | 371 S COMMONWEALTH AVE, ELGIN, IL 60123-7357 |
| Document Number | 0000048451 |
| Instrument Date | May 1, 2020 |
| Instrument | 48451 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 371 S COMMONWEALTH AVE ELGIN IL 601237357, ELGIN, IL 60123-7357 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,113.00 (+15.85%) Homeowner's exemption | $101,239 (+8.57%) Land $15,540 Building $85,699 | $303,839 (+8.57%) Land $46,639 Building $257,200 |
| 2024 | $93,247 (+21.39%) Land $14,313 Building $78,934 | $279,853 (+21.44%) Land $42,956 Building $236,897 | |
| 2022 | $6,140.00 (+4.58%) Homeowner's exemption | $76,814 (+6.96%) Land $11,791 Building $65,023 | $230,442 (+6.96%) Land $35,373 Building $195,069 |
| 2021 | $5,871.00 Homeowner's exemption | $71,816 Land $11,024 Building $60,792 | $215,448 Land $33,072 Building $182,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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