380 Main St, Troy, MO 63379 Property Records

Lincoln County property record for 380 Main St, Troy, MO 63379

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,400 sqft · built 1900
Lot Size	0.034 acres (1,481 sqft)
Owner	Company Name on File
Last Sale	$163,800 (Feb 2016)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-015-006.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-015-006.000`

Interior

Building Area	2,400 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,481 sqft (0.034 acres)
Lot Dimensions	60 ft deep x 24.5 ft wide

Location & Zoning

Street Address	380 MAIN ST
City	TROY
State	MO
Zip	63379-1247
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	24.5' X 60' TRACT WITHIN LOT 136 ORIGINAL TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	136
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3027
Census Tract	810305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Troy Historic District listed 2013 · 42 contributing resources · NRIS 13000857

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

380 Main St, a commercial property, is owned by a company that bought it in February 2016.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6 BOSCHERT CREEK DR, SAINT PETERS, MO 63376-5954
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
Jun 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2016 · Amount on File
Deed Sale	Feb 26, 2016 · Amount on File
Deed Document Number	20161382
Deed Book / Page	2396 / 391
Prior Transfer Date	Mar 23, 2011
Prior Transfer Doc	0000002391
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	380 MAIN ST, TROY, MO 63379-1247
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002471/991
Date	Nov 8, 2021
Book Page	2471/991
Instrument	2021014570

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	30844

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	380 MAIN ST, TROY, MO 63379-1247
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2424/0319
Date	Jun 29, 2018
Book Page	2424/0319
Instrument	2018005695

Lender

Name	COMMUNITY BANK OF THE MIDWEST
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 380 Main St was $1,514.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,395 (-) Land $1,619 Building $27,776
2025	$1,514.00	$29,395 Land $1,619 Building $27,776	$91,860 Land $5,060 Building $86,800
2023	$1,503.00 (+6.29%)	$28,883 Land $1,389 Building $27,494	$90,260 Land $4,340 Building $85,920
2022	$1,414.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 380 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures