Lincoln County property record for 323 Main St, Troy, MO 63379
| Property Type | Commercial |
|---|---|
| Details | 2,200 sqft · built 1965 |
| Lot Size | 0.055 acres (2,439 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-016-004.000 |
| Primary APN | 15-70-26-004-016-004.000 |
|---|
| Building Area | 2,200 sqft Total Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Lot Area | 2,439 sqft (0.055 acres) |
| Street Address | 323 MAIN ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1246 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT LOT 161 ORIGINAL TOWN TROY |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | TROY |
| Legal Lot Number | 161 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 810305 |
Source: Lincoln County assessment roll, APN 15-70-26-004-016-004.000, as of June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22191 PIKE 261, EOLIA, MO 63344-4217 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 02, 2020 | Deed of Trust, Mortgage · Line of Credit THE MERCANTILE BANK OF LOUISIANA |
| Jun 17, 2020 | Warranty Deed, Transfer · Line of Credit THE MERCANTILE BANK OF LOUISIANA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 |
| Deed Sale | Jun 17, 2020 |
| Deed Document Number | 2020006233 |
| Deed Book / Page | 2448 / 197 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 323 MAIN ST, TROY, MO 63379-1246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2451/802 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 2451/802 |
| Instrument | 2020009862 |
| Name | THE MERCANTILE BANK OF LOUISIANA |
|---|---|
| Type | Bank |
| Address | NEW MELLE, MO 63365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 17, 2020 |
| Property Address | 323 MAIN ST, TROY, MO 63379-1246 |
| Document Number | 2448/197 |
| Book / Page | 2448 / 197 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020006233 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 ESTATES DR, 234, TROY, MO 63379-1931 |
| Name | Verified Name |
|---|---|
| Address | 22191 PIKE 261, EOLIA, MO 63344-4217 |
| Document Number | 2020006234 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020006234 |
| Name | THE MERCANTILE BANK OF LOUISIANA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll as of June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (+1.95%) | $26,070 (+3.18%) Land $1,344 Building $24,726 | $81,470 (+3.18%) Land $4,200 Building $77,270 |
| 2023 | $1,642.00 (+6.35%) | $25,267 Land $1,174 Building $24,093 | $78,960 Land $3,670 Building $75,290 |
| 2022 | $1,544.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 314 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010798, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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