380 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 380 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,034 sqft · built 2003
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2023)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-200-070`

Property Details

APN / Parcel Number

Primary APN	`57-12-200-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	668 sqft
Basement Area	668 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	380 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	BEG S 01 DEG 52'43" E 1910.52 FT AND N 87 DEG 08'12" E 451.38 FT FROM N 1/4 COR, TH CONT N 87 DEG 08'12" E 55.00 FT, TH S 02
Legal Range	06E
Legal Township	08N
Legal Section	12
Legal Lot Number	18
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2024
Census Tract	12310

Owner

380 Elm St is owned and occupied by an individual who bought it in October 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLEAR2MORTGAGE INC
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2023	Intrafamily Transfer, Transfer DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY
Jun 25, 2021	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202355551
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0000031698
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, ORG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912

Mortgage

Document Number	0000000371
Date	Jan 21, 2026
Instrument	202601210000371

Lender

Name	CLEAR2MORTGAGE INC
Type	Mortgage Company
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 20, 2023
Property Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000055551
Instrument Date	Oct 16, 2023
Instrument	202310200055551
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26560 TAFT RD, NOVI, MI 48375-1031

Mortgage

Document Number	0000056853
Date	Nov 2, 2023
Instrument	202311020056853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 10, 2023
Property Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000031698
Instrument Date	May 5, 2023
Instrument	202305100031698
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 25, 2021
Property Address	380 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000057828
Instrument Date	Jun 16, 2021
Instrument	202106250057828
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SARGENTS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 ELM ST, 380, MOUNT MORRIS, MI 48458-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 HARRISON DR, DAVISON, MI 48423-8553

Mortgage

Document Number	0000057829
Date	Jun 25, 2021
Instrument	202106250057829

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 380 Elm St was $3,695 with a homeowner's exemption, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,800 (+10.99%) Land $3,000 Building $81,800	$169,600 (+10.99%) Land $6,000 Building $163,600
2025	$3,695.00 (+2.13%) Homeowner's exemption	$76,400	$152,800
2024	$3,618.00
2023		$58,500	$117,000
2021	$1,528.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 380 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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