376 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 376 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,002 sqft · built 2002
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Aug 2002)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-200-068`

Property Details

APN / Parcel Number

Primary APN	`57-12-200-068`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	668 sqft
Basement Area	668 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	376 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	BEG S 01 DEG 52'43" E 1910.52 FT AND N 87 DEG 08'12" E 341.38 FT FROM N 1/4 COR, TH CONT N 87 DEG 08'12" E 55.00 FT, TH S 02
Legal Range	06E
Legal Township	08N
Legal Section	12
Legal Lot Number	16
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2024
Census Tract	12310

Owner

Source: Genesee County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION
Oct 3, 2023	Intrafamily Transfer, Transfer
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2002 · Amount on Record
Deed Sale	Aug 26, 2002 · Amount on Record
Deed Document Number	200295535
Last Transfer Date	Oct 30, 2023
Transfer Doc	0000058207
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Nov 9, 2023
Property Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000058207
Instrument Date	Oct 30, 2023
Instrument	202311090058207
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912

Mortgage

Document Number	0000058206
Date	Nov 9, 2023
Instrument	202311090058206

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2038

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 3, 2023
Property Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000052624
Instrument Date	Oct 3, 2023
Instrument	202310030052624
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912

Mortgage

Document Number	0000016498
Date	Mar 21, 2022
Instrument	202203210016498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	376 ELM ST, MOUNT MORRIS, MI 48458-1912
Document Number	0000081192
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	376 ELM ST MOUNT MORRIS MI 484581912, MOUNT MORRIS, MI 48458-1912

Mortgage

Document Number	0000081192
Date	Aug 10, 2018
Instrument	81192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,500 (+12.54%) Land $3,000 Building $62,500	$131,000 (+12.54%) Land $6,000 Building $125,000
2025	$1,557.00 (+2.03%) Homeowner's exemption	$58,200 (+9.4%)	$116,400 (+9.4%)
2024	$1,526.00 (+10.42%)
2023		$53,200	$106,400
2021	$1,382.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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