34 Willow Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 34 Willow Ave, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,281 sqft · built 1910
Lot Size	0.071 acres (3,104 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jan 2018)
Tax Bill	$5,413 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.76-5-13`

Property Details

APN / Parcel Number

Primary APN	`421500 49.76-5-13`
Alternative APN	`150004907600050130000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
1st Floor Area	673 sqft
2nd Floor Area	608 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	3,104 sqft (0.071 acres)
Lot Dimensions	97 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	153 sqft
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34 WILLOW AVE
City	SCHENECTADY
State	NY
Zip	12304-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	5
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.76-5-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 WILLOW AVE, SCHENECTADY, NY 12304-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2018 · Amount on Record
Deed Sale	Jan 03, 2018 · Amount on Record
Deed Document Number	2018313
Deed Book / Page	1978 / 802
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 03, 2018
Property Address	34 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number	0000000313
Book / Page	1978 / 802
Instrument Date	Dec 21, 2017
Instrument	201800313
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NEWYORK ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 GARNER AVE, 1303, SCHENECTADY, NY 12309-5717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MCCLELLAN ST, SCHENECTADY, NY 12304-1132

Mortgage

Document Number	0000000314
Date	Jan 03, 2018
Instrument	201800314

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,413.00 (+4.4%)	$110,100 (-) Land $16,500 Building $93,600	$182,315 (+30.82%) Land $27,322 Building $154,993
2023		$110,100 (-) Land $16,500 Building $93,600	$139,367 (+3.8%) Land $20,886 Building $118,481
2022		$110,100 Land $16,500 Building $93,600	$134,268 Land $20,122 Building $114,146
2021	$5,185.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.