38 Whitney Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 38 Whitney Rd, Gray, ME 04039 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Architecture StyleRanch
Year BuiltBuilt 1985
Square Footage1,822 sqft Living Area
Lot Size81,022 sqft (1.86 acres)
Last Sale$440,000 (2025)
Tax Bill$4,103.00 (2025)

Property Details

APN / Parcel Number

Primary APN04144D000000
Alternative APNs
  • GRAY M:064 B:041 L:044-004
  • 2607

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area1,822 sqft Living Area
Basement Area200 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof MaterialAsphalt Roof
Lot Area81,022 sqft (1.86 acres)
Total Buildings3 Total Buildings
Deck AreaDeck Area

Utilities and HVAC

Heating SystemBaseboard Heating

Location & Zoning

Account Number2607
Street Address38 WHITNEY RD
CityGRAY
StateME
Zip04039-9584
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block41
Legal Lot Number44-4
JurisdictionGRAY ME
Minor Civil DivisionGRAY
Census Blockgroup1
Census Block1031
Census Tract4702

Owner

Source: Cumberland County and Gray Town records · APN 04144D000000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9 BABBIDGE RD, FALMOUTH, ME 04105-2481
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Sep 20, 2017Deed of Trust, Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Deed Book / Page41769 / 247
Record RefreshedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateOct 03, 2025
Property Address38 WHITNEY RD, GRAY, ME 04039-9584
Document Number0417690247
Book / Page41769 / 247
Instrument DateOct 03, 2025
Instrument40668
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BABBIDGE RD, FALMOUTH, ME 04105-2481

Mortgage

Document Number0000040669
DateOct 03, 2025
Instrument40669
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address38 WHITNEY RD, GRAY, ME 04039-9584
Document Number0343490069
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address38 WHITNEY RD GRAY ME 040399584, GRAY, ME 04039-9584

Mortgage

Document Number0343490069
DateSep 29, 2017
Book Page034349/000069
Instrument49828
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount Recorded
Term360 Months
DueSep 28, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,103.00 (-3.71%)$423,900 (-3.51%) Land $125,100 Building $298,800
2024$4,261.00 (-2.14%)$439,300 (+53.17%) Land $125,100 Building $314,200
2023$4,354.00 (+8.82%)$286,800 (-) Land $70,100 Building $216,700
2022$4,001.00$286,800 Land $70,100 Building $216,700

Flood & Wildfire

38 Whitney Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 54th in Maine
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Whitney Rd

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