37 Whitney Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 37 Whitney Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1976
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$140,200 (Sep 2009)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0367A 000000`

Property Details

APN / Parcel Number

Primary APN	`0367A 000000`
Alternative APNs	`GRAY M:064 B:036 L:007-001` `2178`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	220,414 sqft (5.06 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	2178
Street Address	37 WHITNEY RD
City	GRAY
State	ME
Zip	04039-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	36
Legal Lot Number	7-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1028
Census Tract	4702

Owner

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 WHITNEY RD, GRAY, ME 04039-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Deed Book / Page	27265 / 251
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	37 WHITNEY RD, GRAY, ME 04039-9585
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397120092
Date	Sep 13, 2022
Book Page	39712/92
Instrument	46882

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Oct 1, 2032
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,029.00 (-10.49%)	$312,900 (+40.38%) Land $144,300 Building $168,600
2023	$3,384.00 (+9.37%)	$222,900 (+0.5%) Land $79,700 Building $143,200
2022	$3,094.00	$221,800 Land $75,000 Building $146,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000