Oswego County and Granby Town property record for 38 Whitewood Tract, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,456 sqft · built 2003 |
| Lot Size | 0.264 acres (11,535 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jul 2022) |
| Tax Bill | $6,875 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352800 303.01-02-15 |
| Primary APN | 352800 303.01-02-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 624 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,535 sqft (0.264 acres) |
| Lot Dimensions | 130 ft deep x 88.7 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 38 WHITEWOOD TRACT |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 141-010-000 |
| Legal Subdivision | ORIGINAL TOWNSHIP OF LYSANDER |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 21203 |
Source: Oswego County and Granby Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 WHITEWOOD TRACT, PHOENIX, NY 13135-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Jul 14, 2022 | Warranty Deed, Transfer · Line of Credit FULTON SAVINGS BANK |
| Jun 13, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Sep 26, 1997 · Amount on Record |
| Deed Document Number | 20227612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 38 WHITEWOOD TRACT, PHOENIX, NY 13135-4248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 38 WHITEWOOD TRACT, PHOENIX, NY 13135-4248 |
| Document Number | 0000004644 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | R-2023-004644 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 14, 2022 |
| Property Address | 38 WHITEWOOD TRACT, PHOENIX, NY 13135-4248 |
| Document Number | 0000007612 |
| Instrument Date | Jul 11, 2022 |
| Instrument | R-2022-007612 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 FARMINGTON RD, 7660, MANLIUS, NY 13104-2302 |
| Name | Verified Name |
|---|---|
| Address | 6146 BETHLEHEM LN, CICERO, NY 13039-7840 |
| Document Number | 0000007613 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | R-2022-007613 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 13, 2017 |
| Property Address | 38 WHITEWOOD TRACT, PHOENIX, NY 13135-4248 |
| Document Number | 0000005345 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 5345 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7660 FARMINGTON RD MANLIUS NY 131042302, MANLIUS, NY 13104-2302 |
Source: Oswego County and Granby Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Granby Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,875.00 (+0.95%) | ||
| 2025 | $6,810.00 | $155,000 (+43.92%) Land $28,000 Building $127,000 | $258,333 (+70.3%) Land $46,667 Building $211,666 |
| 2023 | $107,700 Land $28,000 Building $79,700 | $151,690 Land $39,437 Building $112,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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