Barnstable County and Barnstable Town City property record for 38 White Oak Trl, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,301 sqft · built 1971 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $670,000 (Aug 2026) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:191 L:046 |
| Primary APN | CENT M:191 L:046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,301 sqft Living Area |
| Gross Area | 3,338 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 114469 |
|---|---|
| Street Address | 38 WHITE OAK TRL |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 46 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12800 |
38 White Oak Trl is owner-occupied and held in a trust since September 2026.
Source: Barnstable County and Barnstable Town City records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 20, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MEMBERS MORTGAGE COMPANY INC |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INSTITUTION FOR SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Oct 15, 2014 · Amount on File |
| Deed Document Number | 20261549840 |
| Last Transfer Date | Sep 17, 2026 |
| Transfer Doc | 0001551644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Recording Date | Sep 18, 2026 |
| Property Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Document Number | 0001551644 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20261551644 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Recording Date | Aug 20, 2026 |
| Property Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Document Number | 0001549840 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20261549840 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Date | Aug 20, 2026 |
|---|
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 38 WHITE OAK TRL, CENTERVILLE, MA 02632-1640 |
| Document Number | 0001372671 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 WHITE OAK TRL CENTERVILLE MA 026321640, CENTERVILLE, MA 02632-1640 |
| Document Number | 0001372671 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 1372671 |
| Name | INSTITUTION FOR SVGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
The 2025 property tax bill for 38 White Oak Trl was $3,947, up 4.2% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,947.00 (+4.17%) | $487,900 (+0.56%) Land $156,200 Building $331,700 | $545,300 |
| 2024 | $3,789.00 (+5.75%) | $485,200 (+12.94%) Land $156,200 Building $329,000 | |
| 2023 | $3,583.00 | $429,600 Land $142,000 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 White Oak Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2003) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 White Oak Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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