16 White Oak Trl, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 16 White Oak Trl, Centerville, MA 02632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,744 sqft · built 1969
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Sep 2001)
Tax Bill$4,794 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNCENT M:191 L:044

Property Details

APN / Parcel Number

Primary APNCENT M:191 L:044
Alternative APN
  • 114441

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,744 sqft Living Area
Gross Area3,704 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number114441
Street Address16 WHITE OAK TRL
CityCENTERVILLE
StateMA
Zip02632-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number44
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3023
Census Tract12800

Owner

16 White Oak Trl is owned and occupied by two individuals who bought it in September 2001.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address16 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2001 · Amount on File
Deed SaleSep 5, 2001 · Amount on File
Prior SaleJan 17, 2001 · Amount on File
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address16 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
Document Number0001400545
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 WHITE OAK TRL CENTERVILLE MA 026321640, CENTERVILLE, MA 02632-1640

Mortgage

Document Number0001400545
DateJul 14, 2020
Instrument1400545
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 White Oak Trl was $4,794, up 5.2% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,794.00 (+5.22%)$592,600 (+1.59%) Land $159,600 Building $433,000$649,325
2024$4,556.00 (+6.3%)$583,300 (+13.5%) Land $159,600 Building $423,700
2023$4,286.00$513,900 Land $145,100 Building $368,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 White Oak Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2003)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 White Oak Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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