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38 West Ave, Riverside, IL 60546 Property Records

Cook County property record for 38 West Ave, Riverside, IL 60546

Property Summary

Property TypeCondominium
Detailsbuilt 1946
Lot Size0.221 acres (9,625 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Apr 2024)
Tax Bill$4,478 (2023)
Deeds & MortgagesApr 2024 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN15-35-404-029-1001

Property Details

APN / Parcel Number

Primary APN15-35-404-029-1001

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCondo/Apartment
Lot Area9,625 sqft (0.221 acres)

Location & Zoning

Street Address38 WEST AVE
CityRIVERSIDE
StateIL
Zip60546-2113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Range12E
Legal Township39N
Legal Section35
Legal Subdivision38&40 WEST AVE CONDO
JurisdictionCOOK IL
Township / Civil DivisionRIVERSIDE
Census Block Group4
Census Block4002
Census Tract815702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverside Landscape Architecture District
listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 West Ave, a condominium, is owned by two individuals who bought it in April 2024.

Source: Cook County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address40 WEST AVE, RIVERSIDE, IL 60546-2113
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
INLAND BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2024 · Amount on File
Deed SaleApr 17, 2024 · Amount on File
Prior SaleAug 31, 2005 · Amount on File
Deed Document Number202414416
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 17, 2024
Property Address38 WEST AVE, RIVERSIDE, IL 60546-2113
Document Number0010814416
Map ReferenceDOC 95736013
Instrument DateMar 31, 2024
Instrument2410814416
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanySATURN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11138 OHIO ST, CROWN POINT, IN 46307-8053

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40 WEST AVE, RIVERSIDE, IL 60546-2113

Mortgage

Document Number0010814417
DateApr 17, 2024
Instrument2410814417
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate7.37%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address38 WEST AVE, RIVERSIDE, IL 60546-2113
Document Number2031313348
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WEST AVE RIVERSIDE IL 605462113, RIVERSIDE, IL 60546-2113

Mortgage

Document Number2031313348
DateNov 10, 2020
Instrument31313348
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 9, 2035
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRiverside Township
MunicipalityRiverside Village
Elementary School DistrictRiverside School District 96 (PK - 08)
Secondary School DistrictRiverside Brookfield Township School District 208 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 Land $4,933 Building $9,067$140,000 Land $49,330 Building $90,670
2023$4,478.00 (-6.88%)
2022$4,809.00$12,557 Land $6,135 Building $6,422$125,570 Land $61,350 Building $64,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 West Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 13 individual policies
Nearby Flood Policies25 units insured
incl. 12 condo units
Nearby Flood Claims36 (1982–2020)
Claims Outside the SFHA2 of 36
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims
  • Severe Storms And Flooding, Jul 2010 · 15 claims
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 West Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH RIVERSIDE
serves 7,071 people · EPA ID IL0312160
Water SourcePurchased surface water from BROOKFIELD-NORTH RIVERSIDE WATER COMM.
Last State InspectionDec 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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