38 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 38 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,392 sqft · built 2018
Lot Size	0.192 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2020)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45X-46`

Property Details

APN / Parcel Number

Primary APN	`45X-46`
Alternative APN	`55812`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Basement Area	1,116 sqft
Finished Basement	610 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55812
Street Address	38 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 46 0.1928 AC WELLSPRING HILLS PM160000172
Legal Subdivision	WELLSPRING HILLS
Legal Lot Number	46
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

38 Wellspring Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	38 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Feb 14, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MTG
Oct 24, 2017	Loan Modification, Mortgage · Line of Credit WILMINGTON TR
Sep 5, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Feb 14, 2018 · Amount on File
Deed Document Number	200023204
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 11, 2020
Property Address	38 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	200023204
Instrument Date	Sep 10, 2020
Instrument	23204
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	200023205
Date	Sep 11, 2020
Instrument	23205

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Fixed Rate

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 14, 2018
Property Address	38 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180002378
Instrument Date	Feb 13, 2018
Instrument	2378
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2020
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180002379
Date	Feb 14, 2018
Instrument	2379

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STAFFORD VA
Recording Date	Oct 24, 2017
Property Address	38 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Instrument Date	Sep 26, 2017
Instrument	19270
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FOUNDERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139
Investor	Possibly a Property Investor

Mortgage

Document Number	170019270
Date	Oct 24, 2017
Instrument	19270

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 23, 2022

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 5, 2017
Property Address	38 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	170016026
Instrument Date	Sep 1, 2017
Instrument	16026
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$468.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 LAFAYETTE CENTER DR #A CHANTILLY VA 201511244, A, CHANTILLY, VA 20151-1244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 38 Wellspring Dr was $4,098.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00	$437,500 Land $125,000 Building $312,500	$437,500 Land $125,000 Building $312,500
2023	$3,949.00	$417,900 Land $120,000 Building $297,900	$417,900 Land $120,000 Building $297,900
2021	$3,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Wellspring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Wellspring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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