32 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 32 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,638 sqft · built 2018
Lot Size	0.195 acres (8,503 sqft)
Owner	2 Individual Names on File
Last Sale	$426,697 (Oct 2018)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45X-45`

Property Details

APN / Parcel Number

Primary APN	`45X-45`
Alternative APN	`55811`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
Basement Area	1,288 sqft
Finished Basement	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,503 sqft (0.195 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55811
Street Address	32 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 45 0.1952 AC WELLSPRING HILLS PM160000172
Legal Subdivision	WELLSPRING HILLS
Legal Lot Number	45
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

32 Wellspring Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	32 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Oct 29, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Document Number	180018146
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	32 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230001132
Date	Feb 3, 2023
Instrument	230001132

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2043

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	32 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	200003886
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	200003886
Date	Feb 21, 2020
Instrument	3886

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 29, 2018
Property Address	32 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180018146
Instrument Date	Oct 26, 2018
Instrument	18146
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180018147
Date	Oct 29, 2018
Instrument	18147

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Wellspring Dr was $4,548.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00	$485,600 Land $125,000 Building $360,600	$485,600 Land $125,000 Building $360,600
2023	$4,381.00	$463,700 Land $120,000 Building $343,700	$463,700 Land $120,000 Building $343,700
2021	$3,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Wellspring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Wellspring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Wellspring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures