38 Waterside Way, Ottawa, IL 61350 Property Records

LaSalle County property record for 38 Waterside Way, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details852 sqft · built 2021
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Dec 2021)
Tax Bill$13,603 (2025)
Deeds & MortgagesDec 2021 Sale
Mar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN15-44-313-009

Property Details

APN / Parcel Number

Primary APN15-44-313-009
Alternative APN
  • 19-08-381-017

Interior

Stories2 Stories
Building Area852 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address38 WATERSIDE WAY
CityOTTAWA
StateIL
Zip61350-9036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOATHOUSE AT HERITAGE HARBOR OTTAWA PUD, LT 29 SEC 8-33-4
Legal Range04
Legal Township33
Legal Section08
Legal SubdivisionBOATHOUSE AT HERITAGE HARBOR OTTAWA PUD
Legal Lot Number29
JurisdictionLASALLE IL
Township / Civil DivisionRUTLAND
Census Block Group5
Census Block5025
Census Tract962300

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 WATERSIDE WAY, OTTAWA, IL 61350-9036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Warranty Deed, Subdivision Related Transfer
WHEATLAND TITLE
Mar 26, 2021Quit Claim Deed, Transfer · Commercial Mortgage
SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Deed Document Number202118744
Prior Transfer DateMar 17, 2021
Prior Transfer Doc0202104700
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateDec 8, 2021
Property Address38 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202118744
Instrument DateNov 29, 2021
Instrument2021-18744
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 17, 2022
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
Tax$517.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1851 OLD CHICAGO RD, 1851, OTTAWA, IL 61350-9705

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address26304 W CAMERON CT, PLAINFIELD, IL 60585-9571

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLASALLE IL
Recording DateMar 26, 2021
Property Address38 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202104700
Instrument DateMar 17, 2021
Instrument2021-04700
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyWHEATLAND TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 OLD CHICAGO RD, OTTAWA, IL 61350-9705

Mortgage

Document Number0202104701
DateMar 26, 2021
Instrument2021-04701
Lender
NameSPRING VALLEY CITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate4%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionRutland Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictRutland Community Consolidated School District 230 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,603.00 (+5.61%)$149,018 (+8.81%) Land $39,729 Building $109,289$447,054 (+8.81%) Land $119,187 Building $327,867
2024$12,881.00$136,952 (+11.1%) Land $36,512 Building $100,440$410,856 (+11.1%) Land $109,536 Building $301,320
2023$123,269 (+1.7%) Land $32,864 Building $90,405$369,807 (+1.7%) Land $98,592 Building $271,215
2022$121,208 Land $30,980 Building $90,228$363,624 Land $92,940 Building $270,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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