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28 Waterside Way, Ottawa, IL 61350 Property Records

LaSalle County property record for 28 Waterside Way, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,800 sqft · built 2021
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$395,000 (Jan 2022)
Tax Bill$15,335 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (moderate risk)
APN15-44-313-004

Property Details

APN / Parcel Number

Primary APN15-44-313-004
Alternative APN
  • 19-08-381-012

Interior

Stories2 Stories
Building Area1,800 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address28 WATERSIDE WAY
CityOTTAWA
StateIL
Zip61350-9036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOATHOUSE AT HERITAGE HARBOR OTTAWA PUD, LT 24 SEC 8-33-4
Legal Range04
Legal Township33
Legal Section08
Legal SubdivisionBOATHOUSE AT HERITAGE HARBOR OTTAWA PUD
Legal Lot Number24
JurisdictionLASALLE IL
Township / Civil DivisionRUTLAND
Census Block Group5
Census Block5025
Census Tract962300

Owner

28 Waterside Way is owned by a company that bought it in January 2022.

Source: LaSalle County records, as of October 9, 2026

Owner of RecordCompany Name on File
Mailing Address16218 GAMAY DR, PLAINFIELD, IL 60586-5969
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST STATE BANK
Aug 17, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2022 · Amount on File
Deed SaleJan 12, 2022 · Amount on File
Deed Document Number2022473
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateJan 12, 2022
Property Address28 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202200473
Instrument DateDec 15, 2021
Instrument2022-00473
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 28, 2026
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1851 OLD CHICAGO RD, OTTAWA, IL 61350-9705

Transferred To (Grantee/Buyer)

NameVerified Name
Address3702 N BAY DR, RACINE, WI 53402-3628

Mortgage

Document Number0202200474
DateJan 12, 2022
Instrument2022-00474
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate2.5%

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLASALLE IL
Recording DateAug 17, 2020
Property Address28 WATERSIDE WAY, OTTAWA, IL 61350-9036
Document Number0202012288
Instrument DateAug 3, 2020
Instrument202012288
Transaction TypeTransfer
Record UpdatedApr 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1851 OLD CHICAGO RD, OTTAWA, IL 61350-9705

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 OLD CHICAGO RD, OTTAWA, IL 61350-9705

Tax Assessment & Valuation

The 2025 property tax bill for 28 Waterside Way was $15,335, up 5.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionRutland Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictRutland Community Consolidated School District 230 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,335.00 (+5.61%)$167,994 Land $39,729 Building $128,265$503,982 Land $119,187 Building $384,795
2024$14,521.00
2023$138,967 (+0.48%) Land $32,864 Building $106,103$416,901 (+0.48%) Land $98,592 Building $318,309
2022$138,309 Land $30,980 Building $107,329$414,927 Land $92,940 Building $321,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Waterside Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Waterside Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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