Montgomery County property record for 38 W Mirror Ridge Cir, Spring, TX 77382
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,771 sqft · built 2001 |
| Lot Size | 0.266 acres (11,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,800 (Dec 2004) |
| Tax Bill | $11,486 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9715-18-01700 |
| Primary APN | 9715-18-01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,771 sqft Living Area |
| Gross Area | 4,402 sqft |
| 1st Floor Area | 2,538 sqft |
| 2nd Floor Area | 1,233 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,572 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 W MIRROR RIDGE CIR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77382-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WDLNDS VIL INDIAN SPRG 18, BLOCK 1, LOT 17 |
| Legal Subdivision | WDLNDS VIL INDIAN SPRG 18 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 690603 |
38 W Mirror Ridge Cir is owned and occupied by two individuals who bought it in December 2004.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 W MIRROR RIDGE CIR, SPRING, TX 77382-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2004 · Amount on File |
| Deed Sale | Dec 1, 2004 · Amount on File |
| Prior Sale | Sep 19, 2001 · Amount on File |
| Deed Document Number | 2004132781 |
| Prior Transfer Date | Sep 17, 2001 |
| Prior Transfer Doc | 0000083765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 38 W MIRROR RIDGE CIR, SPRING, TX 77382-2512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000106529 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022106529 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 38 W Mirror Ridge Cir was $11,486 with a homeowner's exemption, up 6.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,051 (+4.6%) Land $120,000 Building $691,051 | $811,051 (-2.37%) Land $120,000 Building $691,051 | |
| 2025 | $11,486.00 (+6.45%) Homeowner's exemption | $775,416 (+1%) Land $120,000 Building $710,728 | $830,728 (+7.78%) Land $120,000 Building $710,728 |
| 2024 | $10,790.00 (+19.19%) Homeowner's exemption | $704,924 (+1%) Land $120,000 Building $650,780 | $770,780 (+1.62%) Land $120,000 Building $650,780 |
| 2023 | $9,053.00 Homeowner's exemption | $640,840 Land $120,000 Building $638,510 | $758,510 Land $120,000 Building $638,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 W Mirror Ridge Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 W Mirror Ridge Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 60 serves 15,036 people · EPA ID TX1700470 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ezee Fiber, Tachus Fiber Internet.
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