58 W Mirror Ridge Cir, Spring, TX 77382 Property Records

Montgomery County property record for 58 W Mirror Ridge Cir, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 4,314 sqft · built 2000
Lot Size0.239 acres (10,400 sqft)
Owner2 Individual Names on File
Last Sale$284,500 (Jun 2020)
Tax Bill$12,947 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN9715-18-01200

Property Details

APN / Parcel Number

Primary APN9715-18-01200
Alternative APN
  • R278725

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures23 Plumbing Fixtures
Stories2 Stories
Building Area4,314 sqft Living Area
Gross Area4,992 sqft
1st Floor Area2,840 sqft
2nd Floor Area1,474 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,400 sqft (0.239 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address58 W MIRROR RIDGE CIR
CitySPRING
StateTX
Zip77382-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWDLNDS VIL INDIAN SPRG 18, BLOCK 1, LOT 12
Legal SubdivisionWDLNDS VIL INDIAN SPRG 18
Legal Block1
Legal Lot Number12
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1004
Census Tract690603

Owner

58 W Mirror Ridge Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address58 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
May 27, 2020Deed of Trust, Mortgage · Line of Credit
FROST BANK
Jun 24, 2020Quit Claim Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on File
Deed SaleJun 24, 2020 · Amount on File
Prior SaleSep 29, 2015 · Amount on File
Deed Document Number202062614
Prior Transfer DateSep 25, 2015
Prior Transfer Doc0000096734
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address58 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006755
DateJan 18, 2022
Instrument2022006755
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address58 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050386
DateMay 27, 2020
Instrument2020050386
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TX
Recording DateJun 24, 2020
Property Address58 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
Document Number0000062614
Instrument DateJun 15, 2020
Instrument62614
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address58 W MIRROR RIDGE CIR SPRING TX 773822512, SPRING, TX 77382-2512

Mortgage

Document Number62615
DateJun 24, 2020
Instrument62615
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term120 Months
DueJun 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 58 W Mirror Ridge Cir was $12,947 with a homeowner's exemption, up 6.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$891,380 (+3.19%) Land $120,000 Building $771,380$891,380 (-8.28%) Land $120,000 Building $771,380
2025$12,947.00 (+6.75%) Homeowner's exemption$863,819 (+1%) Land $120,000 Building $851,810$971,810 (+8.16%) Land $120,000 Building $851,810
2024$12,128.00 (+18.96%) Homeowner's exemption$785,290 (+1%) Land $120,000 Building $778,522$898,522 (+1.81%) Land $120,000 Building $778,522
2023$10,195.00 Homeowner's exemption$713,900 Land $120,000 Building $762,590$882,590 Land $120,000 Building $762,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 W Mirror Ridge Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 W Mirror Ridge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 60
serves 15,036 people · EPA ID TX1700470
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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