38 Vespers Way, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 38 Vespers Way, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,536 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$620,800 (Dec 2024)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60002800025940000`

Property Details

APN / Parcel Number

Primary APN	`R60002800025940000`
Alternative APN	`12368735`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12368735
Old Parcel Number	R60002800025940000
Street Address	38 VESPERS WAY
City	BLUFFTON
State	SC
Zip	29909-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 615 ORION PLACE BLK 74 PB109 P144-146 PB125 P1-3
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	74
Legal Lot Number	615
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1000
Census Tract	2109

Owner

38 Vespers Way is owned by a company that bought it in December 2024.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	OKATIE, SC 29909
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	Nov 30, 2015
Deed Document Number	2024056023
Deed Book / Page	4393 / 3147
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 VESPERS WAY, BLUFFTON, SC 29909-6216
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079382
Date	Nov 15, 2021
Book Page	4083/1286
Instrument	2021079382

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 VESPERS WAY, BLUFFTON, SC 29909-6216
Document Number	0000008487
Book / Page	003553 / 001183
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 VESPERS WAY BLUFFTON SC 299096216, BLUFFTON, SC 29909-6216

Mortgage

Document Number	0000008487
Date	Feb 20, 2017
Book Page	003553/001183
Instrument	8487

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Vespers Way was $3,121, up 67.7% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00 (+67.71%)	$24,830 (+11.91%)
2024	$1,861.00	$22,188 (-) Land $2,700 Building $19,488	$554,700 (-10.65%) Land $67,500 Building $487,200
2023	$1,861.00 (+10.84%)	$22,188 (+54.99%) Land $2,700 Building $19,488	$620,800 (+73.46%) Land $67,500 Building $553,300
2022	$1,679.00	$14,316 Land $2,080 Building $12,236	$357,900 Land $52,000 Building $305,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Vespers Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 370 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	370 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Vespers Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vespers Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures