Middlesex County and Lowell City property record for 38 Union St, Lowell, MA 01852 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
|---|---|
| Bedrooms | 9 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1900 |
| Square Footage | 4,131 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $900,000 (2025) |
| Tax Bill | $6,983.00 (2025) |
| Primary APN | N00490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 21 Rooms |
| Units | 4 Units |
| Building Area | 4,131 sqft Living Area |
| Gross Area | 6,408 sqft Gross Area |
| 1st Floor | 1,781 sqft 1st Floor |
| Basement Area | 1,735 sqft Basement |
| Unfinished Basement | 1,735 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | N00490 |
|---|---|
| Street Address | 38 UNION ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2653 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 5825 |
| Legal Lot Number | 38 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 311900 |
Source: Middlesex County and Lowell City records · APN N00490
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 BOSTON RD, NORTH BILLERICA, MA 01862-1008 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Quit Claim Arm's Length for NE States, Transfer HOMETOWN EQUITY MTG |
| Feb 18, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2022 · Amount on Record |
| Deed Book / Page | 39561 / 197 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 01, 2025 |
| Property Address | 38 UNION ST, LOWELL, MA 01852-2653 |
| Document Number | 039561-197 |
| Book / Page | 39561 / 197 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 31240 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 BOSTON RD, NORTH BILLERICA, MA 01862-1008 |
| Document Number | 0000031241 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 31241 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 18, 2022 |
| Property Address | 38 UNION ST, LOWELL, MA 01852-2653 |
| Document Number | 036830-100 |
| Book / Page | 36830 / 100 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 7957 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 51 MYRTLE ST, HAVERHILL, MA 01832-5771 |
| Document Number | 0000007958 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 7958 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,983.00 (+1.29%) | $608,300 (+5.1%) Land $102,800 Building $505,500 |
| 2024 | $6,894.00 (-2.05%) | $578,800 (+2.14%) Land $92,700 Building $486,100 |
| 2023 | $7,038.00 | $566,700 Land $80,600 Building $486,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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