32 Union St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 32 Union St, Lowell, MA 01852 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	3 Baths
Architecture Style	Duplex Single
Year Built	Built 2024
Square Footage	2,882 sqft Living Area
Lot Size	3,920 sqft (0.09 acres)
Last Sale	$970,000 (2025)
Tax Bill	$4,506.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D06660`
Alternative APNs	`LOWE M:180 B:5825 L:32` `M:000180 T:D06660` `211284`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	10 Rooms
Units	2 Units
Building Area	2,882 sqft Living Area
Gross Area	4,372 sqft Gross Area
1st Floor	1,122 sqft 1st Floor
Basement Area	1,064 sqft Basement
Unfinished Basement	1,064 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,920 sqft (0.09 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	D06660
Street Address	32 UNION ST
City	LOWELL
State	MA
Zip	01852-2653
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	5825
Legal Lot Number	32
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	1
Census Block	1008
Census Tract	311900

Owner

Source: Middlesex County and Lowell City records · APN D06660

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 WINTER ST, READING, MA 01867-2641
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	May 15, 2024 · Amount on Record
Deed Book / Page	39157 / 291
Record Refreshed	Sep 20, 2026

March 2025: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	LOWELL MA
Recording Date	Mar 31, 2025
Property Address	32 UNION ST, LOWELL, MA 01852-2653
Document Number	039157-291
Book / Page	39157 / 291
Instrument Date	Mar 31, 2025
Instrument	9251
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	18 WINTER ST, READING, MA 01867-2641
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009252
Date	Mar 31, 2025
Instrument	9252

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 01, 2032
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$4,506.00 (+400.67%)	$392,500 (+340.02%) Land $114,600 Building $277,900
2024		$89,200 (+9.99%) Land $89,200
2023		$81,100 Land $81,100
2022	$900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.