Hampden County and Westfield City property record for 38 Thomas St, Westfield, MA 01085
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 55,950 sqft · built 1990 |
| Lot Size | 0.491 acres (21,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,400,000 (Mar 1990) |
| Tax Bill | $47,585 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:9 L:78 |
| Primary APN | WFLD M:9 L:78 |
|---|---|
| Alternative APN |
|
| Units | 50 Units |
|---|---|
| Stories | 5 Stories |
| Building Area | 55,950 sqft Living Area |
| Gross Area | 57,450 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,400 sqft (0.491 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 38 THOMAS ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3056 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | BA |
| Legal Lot Number | 78 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 812702 |
38 Thomas St, a residential property, is owned by a company that bought it in March 1990.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 40 ISLAND POND RD, SPRINGFIELD, MA 01118-1027 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 1990 · Amount on File |
| Deed Sale | Mar 6, 1990 · Amount on File |
| Prior Sale | Mar 28, 1988 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 38 THOMAS ST, WESTFIELD, MA 01085-3056 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 024206-526 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 24206/526 |
| Instrument | 76092 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 38 Thomas St was $47,585, up 9.6% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $47,585.00 (+9.59%) | $3,187,200 (+11.43%) Land $176,300 Building $3,010,900 |
| 2025 | $43,419.00 | $2,860,300 Land $117,900 Building $2,742,400 |
| 2023 | $45,133.00 | $2,658,000 Land $102,100 Building $2,555,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Thomas St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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